Equity Release Mortgages

Access the Money You Need in Your Home Without Having to Move

Equity Release Mortgages

Access the Money You Need in Your Home Without Having to Move

Access Your Equity

Release money tied up in your home

Stay in Your
Home

Continue living in the home you love

No Monthly
Payments

Interest payments can be added to the loan

Flexible Options

Lump sum and drawdown options available

If you’re aged 55 or over and have built up significant value in your home, you may be able to access some of that money without having to sell your property or move.

For many people, their home is their biggest asset, but the money tied up in it can be difficult to access. You might want to improve your home, clear existing borrowing, help family financially, supplement your retirement income or simply give yourself more financial flexibility.

Equity release could allow you to unlock some of the value in your property while continuing to live there. With a lifetime mortgage, you retain ownership of your home and, depending on the product, you may not need to make monthly repayments. Instead, the interest can be added to the mortgage and normally repaid when the property is eventually sold.

The amount available will depend on factors such as your age, property value, circumstances and the type of plan you choose. There are also different options available, including taking a single lump sum, using a drawdown facility to access money as you need it or choosing a plan that allows you to make voluntary repayments.

At The Residential Mortgage Hub, we do things differently

We work in partnership with Later Life, whose specialist equity release advisers provide the advice and recommendations on whether equity release is suitable for you.

We’ll take the time to understand what you’re looking to achieve and, where appropriate, introduce you to the Later Life team. They will discuss your circumstances in detail, consider alternatives to equity release and explain how the different options work, including how interest can build over time and the potential impact on the value of your estate and any inheritance you may wish to leave.

Later Life will then assess the options available, compare suitable products from across the market and provide their recommendation, guiding you through the equity release process through to completion.

Our role is to make sure you are introduced to the right specialist advice and supported throughout the process.

Getting started is easy

Just fill out our short online form, and we’ll be in touch to talk through your options, at a time that suits you, including evenings and weekends.

Take the Next Step

1. Fill out our quick enquiry form
2. Speak with an equity release specialist
3. Discover the lenders ready to support your goals

Take the First Step Today

Fill out the form below or give us a call for an initial chat, so we can understand your circumstances, explain the options available and help you stay in your home while accessing the money you need.

or call us on: 01634 968111

Why Choose Us?

As Experts in Equity Release Mortgages we bring these benefits.

Access Your Equity

At The Residential Mortgage Hub, we can help you take the first step towards understanding whether equity release may be an option for you.

Whether you are looking to improve your home, help family, supplement your retirement income or simply make more use of the value built up in your property, we can introduce you to our specialist equity release partners at Later Life.

Their qualified advisers will assess your circumstances, explain the options available and provide advice and recommendations tailored to your needs and long-term plans.

If equity release is suitable, Later Life will guide you through the process and help you understand how accessing money from your home could affect your finances and estate in the future.

Stay in Your Home

Through our partnership with Later Life, you’ll have access to a wide range of equity release plans from leading providers, giving you more choice when it comes to accessing the money tied up in your home.

Their specialist knowledge and technology help identify the options most suited to your circumstances. This means you could release tax-free cash from your property while continuing to live in the home you know and love.

Their advisers will explain your options clearly and recommend a suitable solution that meets your needs and long-term plans.

No Monthly Payments

With a lifetime mortgage, you can release money from your home without having to make monthly mortgage payments.

Instead, the interest can be added to the loan, meaning there is usually nothing to pay each month. The loan is normally repaid when you pass away or move permanently into long-term care.

This can help you access the money tied up in your home without adding another regular payment to your monthly outgoings.

Flexible Options

Equity release can be tailored around you, with a range of flexible options depending on your needs and circumstances.

Through our partnership with Later Life, their specialist advisers can explain the different options available. You may be able to take a single lump sum, release smaller amounts over time through a drawdown facility or make optional repayments to help manage the interest that builds up.

Later Life will explain the different options clearly and recommend a suitable plan that works around your lifestyle, finances and future plans.

What Our Customers Say

Getting an equity release mortgage with our help is really simple

Get in touch

Complete the 30 second form or give us a call.

We’ll look for your equity release mortgage

Tell us about your situation and we’ll start your search.

We’ll support you from start to finish

We’ll advise you on options and help you choose the right one.

..until you get the money you need while staying in your home

We help and guide you until you recive the funds you need

Equity Release Customers
What You Get

Access
Your Equity

Release money tied up in your home

Stay In Your Home

Continue living in the home you love

No Monthly
Payments

Interest payments can be added to the loan

FlexibleOptions

Lump sum and drawdown options available

Take the First Step Today

Fill out the form below or give us a call for an initial chat, so we can understand your circumstances, explain the options available and help you stay in your home while accessing the money you need.

or call us on: 01634 968111

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Residential Mortgage Hub Ltd is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority. FCA no 920208.

The Residential Mortgage Hub Ltd. Registered Office Address: 18-20 High Street, Gillingham, United Kingdom, ME7 1BB. Registered in England Number: 11839703.

There may be a fee for mortgage advice. The actual amount will depend upon your circumstances. The fee is up to 1% but a typical fee is £999.
Some forms of Buy to Let mortgages are not regulated by the FCA. The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.