Expert Mortgage Advice in Kent
At The Residential Mortgage Hub, we’re proud to have our head office in Gillingham, Kent, providing expert, personalised mortgage advice to clients throughout the county, including Medway, Chatham, Rochester, Rainham, Maidstone, Sittingbourne, Gravesend, Dartford, Canterbury and Ashford.
Whether you’re a first-time buyer, moving home, remortgaging or investing in buy-to-let property, our experienced mortgage brokers are here to help you find a suitable mortgage for your individual circumstances.
With access to over 100 lenders and approximately 12,000 mortgage products, we can compare an extensive range of mortgage options, including products from specialist lenders. This allows us to help clients with straightforward mortgage requirements as well as more complex circumstances involving self-employment, company directors, contractors and multiple income sources.
Having our head office in Gillingham means we’re well placed to support homeowners and property buyers across Kent. We combine local knowledge with access to a comprehensive range of mortgage products, offering personalised advice whether you prefer to meet face-to-face, speak over the telephone or arrange an online appointment.
Meet Tom Earl, Your Kent Mortgage Specialist
Our dedicated Kent Mortgage Specialist, Tom Earl, provides personalised mortgage advice to clients across the county. With particular expertise in contractor mortgages, self-employed applicants and complex income arrangements, Tom helps clients explore suitable mortgage options, including those whose circumstances may not meet traditional high street lending criteria.
Whether you’re buying your first home in Gillingham, moving to Maidstone, remortgaging in Rochester or expanding your property portfolio elsewhere in Kent, Tom provides clear, practical guidance throughout the mortgage process.
Meet Tom Earl, Your Kent Mortgage Specialist, and Discover How He Can Help →
At The Residential Mortgage Hub, our aim is to make finding the right mortgage straightforward, transparent and stress-free, combining the personal service of a Kent-based mortgage brokerage with access to lenders across the UK.
Whatever You Need, We Can Help
Expert mortgage advice tailored to your individual circumstances, helping you find competitive mortgage rates
Access to over 12,000 mortgage products from more than 100 lenders, including specialist mortgage providers
Personalised mortgage comparisons to help identify suitable deals based on your needs and financial circumstances
Flexible mortgage appointments available face-to-face, by telephone or online, wherever you're based in Kent
Comprehensive life insurance, critical illness cover and income protection advice to help protect you and your family
Helpful tools and guides
Mortgages in Kent: Your Questions Answered
Can I get mortgage advice in Kent?
Yes. The Residential Mortgage Hub provides professional mortgage advice throughout Kent, including Gillingham, Chatham, Rochester, Maidstone, Canterbury and the surrounding areas. With our head office based in Gillingham, our experienced team of mortgage advisers, including Tom Earl, helps clients explore suitable mortgage options, whether they’re buying their first home, moving property, remortgaging or investing in property. Tom also specialises in contractor mortgages, helping applicants with more complex income arrangements find suitable mortgage solutions.
Do you help first-time buyers in Kent?
Yes. We help first-time buyers across Kent understand their mortgage options and navigate the homebuying process. Our experienced mortgage advisers can explain deposit requirements, mortgage affordability, lender criteria and the different mortgage products available. Whether you’re purchasing your first property in Medway, Maidstone or elsewhere in Kent, we can guide you through each stage of securing your first mortgage.
Can self-employed people and contractors get a mortgage in Kent?
Yes. We help self-employed applicants, company directors, contractors and freelancers across Kent explore suitable mortgage options. Different lenders assess income differently, particularly where applicants receive dividends, retain company profits or work on a contract basis. Our mortgage advisers, including contractor mortgage specialist Tom Earl, can help identify lenders whose criteria may suit your income structure, trading history and financial circumstances.
Can you help me find a better remortgage deal in Kent?
Yes. If your current mortgage deal is approaching its end, our advisers can review your circumstances and compare suitable remortgage options from a wide range of lenders. We can also assess whether switching lenders or securing a new product with your existing lender would be more appropriate, considering interest rates, fees, affordability and your longer-term financial plans.
Do you offer buy-to-let mortgage advice in Kent?
Yes. Whether you’re purchasing your first investment property, remortgaging an existing rental property or expanding your property portfolio, our mortgage advisers can help you explore suitable buy-to-let mortgage options. We consider factors including rental income, deposit requirements, lender criteria and your investment objectives to help identify an appropriate mortgage solution.
Can I visit The Residential Mortgage Hub's head office in Kent for mortgage advice?
Yes. Our head office is located at 18–20 High Street, Gillingham, Kent, ME7 1BB. Our experienced mortgage advisers can arrange face-to-face appointments, subject to availability and by prior arrangement. Alternatively, we offer convenient telephone and video appointments for clients throughout Kent and across the UK, allowing you to discuss your mortgage requirements wherever you’re based.
How will you benefit from working with us?
Understandable advice from an experienced and approachable Mortgage Advisor
Quick application processing with a dedicated case handler assigned once your mortgage application is submitted.
Comprehensive, personalised insurance advice and recommendations tailored to your needs.
What our clients have to say...
Important information
Your home may be repossessed if you do not keep up repayments on your mortgage.
There is no fee for initial mortgage advice before application. A fee may be payable if you decide to proceed, depending on your individual circumstances. Any fee will be discussed and agreed with you before you proceed.