Mortgage Broker & Mortgage Advice in Oxford

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Expert mortgage advice in Oxford

Looking for expert mortgage advice in Oxford? At The Residential Mortgage Hub, our experienced mortgage brokers help clients across Oxford, Headington, Summertown, Cowley, Botley, Kidlington and the surrounding Oxfordshire area explore mortgage options tailored to their individual circumstances.

Our Oxford mortgage adviser, Gavin Carley, has over 25 years of experience in the mortgage industry, providing professional, personalised advice to first-time buyers, home movers, homeowners looking to remortgage and property investors. Gavin takes the time to understand your financial circumstances, explain your options clearly and guide you through the mortgage process from initial enquiry to completion.

With access to over 12,000 mortgage products from more than 100 lenders, we can explore a wide range of mortgage solutions, including options for self-employed applicants, company directors, contractors and those with more complex financial circumstances.

Whether you’re purchasing a property in Oxford, reviewing an existing mortgage or considering a buy-to-let investment, our advisers can help you understand the lending options available. We also assist clients with specialist mortgage requirements, including those with multiple income sources or non-standard employment arrangements.

Discover more about our Mortgage Broker and Mortgage Specialist in Reading and Oxford and how Gavin can assist with your mortgage requirements.

We also provide advice on life insurance, critical illness cover and income protection, helping clients protect their homes, families and financial commitments.

Meet Gavin Carley, our Oxford Mortgage Adviser, and find out how his experience can help you secure a suitable mortgage.

Whatever You Need, We Can Help

Whatever You Need, We Can Help

  • We provide personalised mortgage advice tailored to your individual circumstances

  • Access over 12,000 mortgage products from more than 100 lenders

  • We compare mortgage options to help find a suitable deal for your needs

  • We offer convenient mortgage appointments by telephone or video call, with flexible times to suit you

  • We provide life insurance, critical illness cover and income protection advice

Helpful tools and guides

5-star rated mortgage services in Oxford

Man and Woman Unpacking Near Our First Time Buyer Welcome Mat, Moving Boxes and Plant.

First-time Buyer

Moving Day. Happy African American family of three people and a dog holding and showing keys of their new apartment house. Excited black homeowners enjoying celebrating relocation

Moving Home

couple-home-having-videocall-with-family

Self-employed Mortgage

Real estate agent sitting at the desk by the window and passing keys to his client in the office

Buy-to-Let

Negative human emotions. Financial problems. Portrait of unhappy young couple having looking worried while reading notification informing them about eviction from appartment because of unpaid bills

Bad Credit Mortgage

Happy young family having fun time, playing together at home with dog

Remortgage

Happy couple, hug and real estate in new home, moving in or boxes for investment or ownership together. Man and woman with keys in embrace for property, relocation or renovation in house mortgage.

Shared Ownership

Fancy suburb. Close up of a street with beautiful new houses located on it

New Build

Mortgages in Oxford: Your Questions Answered

Why should I use a mortgage broker in Oxford?

Using an experienced mortgage broker can help you explore a wider range of mortgage options. At The Residential Mortgage Hub, we have access to over 12,000 mortgage products from more than 100 lenders, helping you find a suitable mortgage for your individual circumstances.

Can you help first-time buyers in Oxford?

Yes, we help first-time buyers throughout Oxford and the surrounding areas. Whether you’re saving for a deposit, checking how much you could borrow or preparing to purchase your first home, we’ll guide you through the mortgage process and explain your options clearly.

Can I get a mortgage in Oxford if I'm self-employed?

Yes, many lenders offer mortgages to self-employed applicants, company directors and contractors. The options available depend on your income, trading history and individual circumstances. We can help identify lenders whose criteria suit your situation.

Can you help me remortgage my property in Oxford?

Yes, whether your current mortgage deal is ending, you’re looking to reduce your monthly payments or want to release equity, we can review your options. We’ll compare suitable mortgage products and explain the costs involved before you make a decision.

Do I need to visit an office for mortgage advice in Oxford?

No, you can arrange a convenient appointment with one of our experienced mortgage advisers by telephone or video call. We offer flexible appointment times to make getting mortgage advice as straightforward as possible.

How much does a mortgage broker in Oxford charge?

At The Residential Mortgage Hub, your initial mortgage consultation is free. A fee may apply if you decide to proceed with a mortgage application, depending on your circumstances. Any applicable fee will be clearly explained and agreed with you beforehand.

How will you benefit from working with us?

Understandable advice from an experienced and approachable Mortgage Advisor
Quick application processing with a dedicated case handler assigned once your mortgage application is submitted.

Regular updates and support at every stage – we handle lenders and solicitors, so you don’t have to worry!

Comprehensive, personalised insurance advice and recommendations tailored to your needs.

What our clients have to say...

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Syed profile picture
Syed
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⭐⭐⭐⭐⭐ Fiona Ford – Simply Outstanding! We originally started our mortgage application with a different mortgage adviser, but unfortunately they were not reliable and we eventually decided to take everything back and start again. That’s when Fiona Ford stepped in — and what a difference! It wasn’t a straightforward case and there were difficulties and obstacles along the way, but Fiona dealt with everything. She took control, stayed on top of the situation and worked incredibly hard to get us the result we needed. Fiona started a completely new mortgage application on Monday, and by Thursday our second mortgage was completed — just four days! Absolutely incredible. Fiona is honest, reliable, hardworking, punctual and completely on the ball. She doesn’t give up when she comes across an obstacle — she finds a way forward. In my 35 years of dealing with mortgages, Fiona is genuinely the best mortgage adviser I have ever come across. Five stars aren’t enough. 10/10 from me. Fiona is the GOAT — Greatest Of All Time! 🐐 I cannot recommend her highly enough. Absolutely fantastic from start to finish.
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Donna Du
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Amazing team. Working hard and fast .
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Charlie Stanton profile picture
Charlie Stanton
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I honestly couldn’t recommend Az highly enough! From the very beginning, he was incredibly helpful, approachable and communicative. Az kept me updated every step of the way, was always available when I had questions, and took the time to explain everything clearly. Az went above and beyond to help me secure a good mortgage rate, which I’m incredibly grateful for. I would happily recommend him to anyone looking for a mortgage advisor and wouldn’t hesitate to use him again in the future!
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Jason Vijey
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Tom and Ema were fantastic from start to finish of our mortgage journey, proactively chasing our solicitors and also continually updating to the best available rates !
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Jo Razak profile picture
Jo Razak
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Can’t speak highly enough of Az. This wasn’t a straightforward case, larger loan, tight timescales, and a completion date I really needed to hit, and he handled all of it calmly and kept me in the loop at every stage. What I appreciated most was that he actually looked out for us. When rates moved in our favour close to completion he sorted a switch to the better rate without me even having to chase it. Everything completed exactly when it needed to and the funds came through bang on time. If you want a broker who’s responsive, knows his stuff, and genuinely works in your corner, he’s your man.
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Charlie C profile picture
Charlie C
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I cannot begin to recommend The Residential Mtg Hub enough! Gavin and Az have been absolutely tremendous throughout the whole process. From the initial consultation, they both answered all our questions and gave great, professional advice. We had to secure our mortgage quickly and they went above and beyond to make that happen while still ensuring we got the best deal. I wouldn’t go or recommend anywhere else, they were absolutely our super star team.
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Adam Boult profile picture
Adam Boult
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I have been recommending the Residential Mortgage Hub to everyone I know following the incredibly efficient mortgage application on a new property purchase, with a tight time frame they delivered and more. Both Gavin Carley and Az Rahman have been so helpful, their advice has been second to none and I would like to say a massive thank you to the both of them for all their help. I could not ask for a better service.
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Thanzeena Miah profile picture
Thanzeena Miah
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Had the pleasure of having Az work on getting our mortgage sorted. He was very informative and any queries we had were dealt with promptly. Highly recommend.
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Myan Mirza profile picture
Myan Mirza
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I have used Residential Mortgage Hub on a number of occasions and have always received an excellent service. The team are professional, knowledgeable, and always available to answer any questions throughout the process. They guided me every step of the way from the initial application through to completion, making what can often be a stressful process feel straightforward and hassle-free. Their communication was excellent, and I always felt informed and supported. I would highly recommend Residential Mortgage Hub to anyone looking for a reliable and professional mortgage broker. Thank you again for all your help and support.
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Liam Moses profile picture
Liam Moses
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Highly rated, trust worthy, reliable, will recommend to family and friends.
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Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There is no fee for initial mortgage advice before application. A fee may be payable if you decide to proceed, depending on your individual circumstances. Any fee will be discussed and agreed with you before you proceed.