Flexible Options
incl. Non-standard properties
Exclusive Rates
With 10,000 products
Small
Deposit
As little as 10% required
Fast Decisions
Approved before you bid
Buying a property at auction can be challenging, especially when standard mortgage timescales and rigid lender criteria simply do not fit the reality of an auction purchase. Many buyers are surprised to find that high street lenders are often unable to move quickly enough or are unwilling to lend on auction properties due to short completion deadlines, property condition, or non-standard construction.
The result can be reduced borrowing, higher rates, or being told finance is not possible at all, even when the deal itself stacks up and your finances are strong. This is particularly frustrating when you have identified a good opportunity and need certainty of funding before you bid.
Without the right funding in place, you risk missing completion deadlines, losing your auction deposit, and incurring penalty interest and unexpected costs. A strong opportunity can quickly turn into a costly problem if finance is not secured before you bid.
At The Commercial Mortgage Hub, we do things differently
We specialise in auction finance and understand the urgency, complexity, and risk management required when buying under the hammer. We work with a wide panel of lenders, including specialist and short-term lenders who are comfortable with auction purchases, tight completion windows, and non-standard properties.
Whether you need a fast mortgage decision before the auction, higher loan-to-value lending, or a short-term solution such as bridging finance to secure the property and refinance later, we structure the finance around the auction process, not the other way around.
As a whole-of-market broker, we manage the entire process, from assessing the property and funding strategy before you bid, to securing the most suitable finance and coordinating completion timelines. This gives you clarity, confidence, and speed, allowing you to bid knowing your funding is in place.
With the right advice and preparation, auction purchases do not need to be stressful or risky, they can be an opportunity.
Getting started is easy
Just fill out our short online form, and we’ll be in touch to talk through your options, at a time that suits you, including evenings and weekends.
Take the Next Step
1. Fill out our quick enquiry form
2. Speak with an auction mortgage specialist
3. Discover the lenders ready to support your goals
Take the First Step Today
Fill out the form below or give us a quick call to have an initial chat so we can give you a fast decision and clear guidance to help you get the property you want.
or call us on: 01634 968111
Why Choose Us?
As Experts in Auction Mortgage finance we bring these benefits
Borrow More
At The Commercial Finance Hub, we specialise in arranging finance for auction property purchases, helping clients secure higher levels of borrowing where traditional lenders fall short. We work with specialist lenders who understand tight completion deadlines, non-standard properties, and complex funding structures. Through access to preferential rates and bespoke terms not available directly to the public, we match your strategy to the right lender from the outset, reducing delays, avoiding unnecessary costs, and securing funding that supports your investment objectives.
Exclusive Rates
We work closely with a panel of specialist lenders who offer preferential pricing and terms not available directly to the public. This gives you access to competitive rates and bespoke solutions, even for auction purchases with tight deadlines or non-standard properties.
By matching your circumstances and strategy to the right lender from the outset, we reduce unnecessary costs, avoid delays, and help secure funding on terms that support your overall investment objectives.
We have strong relationships with specialist lenders and underwriters, the real decision-makers who assess risk beyond tick-box criteria. This allows us to connect you with lenders who can offer higher loan-to-value solutions, flexible terms, and clear funding decisions before you bid, giving you the confidence to move quickly and decisively at auction.
Small Deposit
You do not always need a large deposit to buy at auction. In many cases, we can arrange finance with deposits as low as 10 percent, depending on the property, lender, and overall strategy. This allows you to maximise leverage, preserve cash flow, and take advantage of auction opportunities with less capital tied up upfront.
Fast Decisions
Speed is critical when buying at auction. That’s why our process is designed to deliver clear funding decisions upfront. Once we have your key details, we work quickly to secure an approval before you bid, giving you certainty on your borrowing and the confidence to act decisively when the hammer falls.
What Our Customers Say
Getting a mortgage with our help is really simple
Get in touch
Complete the 30 second form or give us a call.
We’ll look for a great mortgage
Tell us about your situation and we’ll start your search.
We’ll support you from start to finish
We’ll advise you on options and help you choose the right one.
..until you get the keys to the property you want
We stay with you until you move in.
Mortgages for Auction Property
What You Get
Flexible
Options
incl. Non-standard properties
Exclusive
Rates
With 10,000 products
Small
Deposit
As little as 10% required
Fast
Decisions
Approved before you bid
Take the First Step Today
Fill out our quick enquiry form or give us a call to set up an initial chat.
or call us on: 01634 968111
