Saving to buy your first property can be daunting, but having a clear and realistic plan can make it feel much more achievable. The first step is work out how much you need to save. Your mortgage deposit is by far the biggest thing you’ll be saving towards. It will usually need to cover at…
The First Homes Scheme is a new Government initiative that starts on 28th June 2021. However, seeing as the homes that qualify for these schemes are still yet to be built, it is unlikely we will see any completions until 2022. What is the First Homes scheme? The First Homes Scheme is the government’s latest affordable…
The government-backed 95% mortgage scheme that was announced at the Budget is now available to lenders. The scheme aims to help first-time buyers or homeowners obtain a mortgage with a 5% deposit to buy a property of up to £600,000. The scheme is one of a range of flexible home ownership options available. These include…
Being a first time buyer embarking on your mortgage journey can be both an exciting yet uncertain time. It can leave you with a number of questions, thoughts and worries surrounding your mortgage and the process you will go through as a first time buyer. We understand it can be a daunting and confusing time,…
