With a mortgage offer in hand, you’re almost ready to complete and pick up the keys. However, you may be wondering what happens in the meantime. This handy guide will give you a behind the scenes glimpse at what is happening at each stage and what to expect. The mortgage offer We will notify you…
The government-backed 95% mortgage scheme that was announced at the Budget is now available to lenders. The scheme aims to help first-time buyers or homeowners obtain a mortgage with a 5% deposit to buy a property of up to £600,000. The scheme is one of a range of flexible home ownership options available. These include…
You’ve got a new job, congratulations! Getting a mortgage with a new job is possible, but some mortgage lenders may consider you a risk. This is based on the possibility that you may not pass your probationary period or could be made redundant. Therefore, meaning you would be unable to afford your mortgage repayments. For…
Could remortgaging benefit you? In this article we’ll go through the essentials that you need to know to help you make an informed decision on whether it could be suitable for you. What does remortgaging mean? Remortgaging or to remortgage means switching from one lender to another getting a new deal in the process, whilst…
The number of cohabiting couples buying a home together and submitting joint mortgage applications in 2020 rose by 60% year-on-year. In comparison, the number of joint mortgage applications submitted by those in civil partnerships rose by 15% in the same period. Whilst for married couples it was 11%. Cohabiting families are the fastest-growing family structure…
