Mortgage Broker Leicester | Az Rahman - The Residential Mortgage Hub

Az Rahman

Bridging, Property Investment & Development Finance Specialist

CeMAP | NACFB member

Az specialises in property investment, bridging loans and development finance, helping investors, developers and landlords secure suitable funding for their property projects. He also provides advice on residential mortgages and protection, taking the time to understand each client’s circumstances, financial objectives and borrowing requirements. With a focus on clear, straightforward advice, Az helps clients navigate both traditional mortgages and more complex property finance solutions.

About Az

Az Rahman is a Mortgage, Protection & Property Finance Adviser at The Residential Mortgage Hub, helping clients across Leicester and throughout the UK with residential mortgages, property investment and specialist finance solutions.

With a strong focus on property investment, Az specialises in bridging finance, development finance and funding solutions for property investors, developers and landlords. He helps clients explore suitable finance options for property purchases, refurbishment projects and development opportunities.

Alongside his specialist property finance expertise, Az also provides advice on residential mortgages, including first-time buyers, home movers, remortgages and buy-to-let mortgages. He takes the time to understand each client’s circumstances, borrowing requirements and financial objectives.

Az holds the Certificate in Mortgage Advice and Practice (CeMAP) and is a member of the National Association of Commercial Finance Brokers (NACFB), reflecting his specialist focus on commercial and property finance.

His experience covers a wide range of property finance requirements, from straightforward residential mortgages to more complex investment and development projects. He works with clients to identify suitable lending solutions based on their individual circumstances and objectives.

His approach is professional, knowledgeable and straightforward, with a strong focus on understanding each client’s needs, explaining their options clearly and helping them navigate both standard and more complex finance requirements.

Areas of Expertise

Residential Mortgages

First-time buyers
Home movers
Remortgages
Capital raising

Buy-to-Let & Property Investment

• Buy-to-let mortgages
• Portfolio landlords
• Limited company buy-to-let
• HMO & specialist buy-to-let

Commercial Finance

• Bridging finance
• Development finance
• Commercial mortgages
• Property investment finance

Experience & Qualifications

Az is a qualified mortgage and protection adviser with over eight years’ experience in the mortgage and property finance industry. He specialises in property investment, bridging finance and development finance, helping investors grow their property portfolios and secure suitable funding for their development projects. Alongside his specialist finance expertise, he also advises on residential mortgages and buy-to-let lending.

Qualifications

Certificate in Mortgage Advice and Practice (CeMAP)

Career Experience

Mortgage and property finance adviser since 2018
Specialist experience in bridging finance, development finance and property investment
Experience advising on residential mortgages, buy-to-let and commercial finance

Professional Memberships

Member of the National Association of Commercial Finance Brokers (NACFB)

NACFB Membership

Az is a member of the National Association of Commercial Finance Brokers (NACFB), reinforcing his specialist expertise across commercial finance, bridging and development finance.

Common Mortgage Questions With Az Rahman

How much can I borrow for a buy-to-let property?

The amount you can borrow depends on several factors, including the property’s rental income, its value, your deposit and the lender’s affordability criteria.

Many buy-to-let lenders require a deposit of at least 20–25%, although requirements vary. Rental income is usually assessed against the mortgage payments using the lender’s rental stress test.

Az can help landlords and property investors explore suitable buy-to-let mortgage options based on their circumstances and investment objectives.

Should I buy an investment property personally or through a limited company?

Buying an investment property personally or through a limited company can have different mortgage, tax and financial implications.

Limited company buy-to-let mortgages are commonly used by property investors building portfolios, while personal ownership may be more suitable in other circumstances.

Az can explain the mortgage options available under each structure, helping you understand the lending requirements. You should also seek independent tax advice before deciding how to purchase.

Can I get a mortgage if I already own several buy-to-let properties?

Yes. Many lenders offer mortgages to portfolio landlords, although their lending criteria can be more detailed.

Lenders may assess your existing property portfolio, rental income, outstanding mortgages and overall financial commitments.

Az works with property investors and portfolio landlords to explore suitable lending options, including limited company buy-to-let and specialist property finance.

When would I use bridging finance rather than a traditional mortgage?

Bridging finance is a short-term funding solution commonly used when finance is required quickly or a traditional mortgage is unsuitable.

It can be used for property purchases at auction, refurbishment projects, property chain breaks or properties that do not initially meet standard mortgage lending criteria.

Az can help assess whether bridging finance is appropriate, considering the costs, repayment strategy and available alternatives.

What finance is available for property development projects?

Property developers may have access to several funding options, including development finance, bridging loans and commercial mortgages.

The most suitable solution depends on the project, whether it involves refurbishment, conversion or new construction, and the amount of funding required.

Lenders typically consider the project’s costs, expected completed value, planning permissions, developer experience and proposed repayment strategy.

Az can help developers explore funding solutions suited to their projects and financial objectives.

Do I need to live in Leicester to arrange a mortgage with Az?

No. Although Az works with clients in Leicester and the surrounding areas, he can also assist clients throughout the UK.

Whether you’re buying your first home, remortgaging, expanding a property portfolio or seeking development finance, Az can discuss your requirements and help you explore suitable options.

What our clients say about The Residential Mortgage Hub

      EXCELLENT  
   Based on 223 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Syed 
 
 
 
 Trustindex verifies that the original source of the review is Google. ⭐⭐⭐⭐⭐ Fiona Ford – Simply Outstanding!

We originally started our mortgage application with a different mortgage adviser, but unfortunately they were not reliable and we eventually decided to take everything back and start again.

That’s when Fiona Ford stepped in — and what a difference!

It wasn’t a straightforward case and there were difficulties and obstacles along the way, but Fiona dealt with everything. She took control, stayed on top of the situation and worked incredibly hard to get us the result we needed.

Fiona started a completely new mortgage application on Monday, and by Thursday our second mortgage was completed — just four days! Absolutely incredible.

Fiona is honest, reliable, hardworking, punctual and completely on the ball. She doesn’t give up when she comes across an obstacle — she finds a way forward.

In my 35 years of dealing with mortgages, Fiona is genuinely the best mortgage adviser I have ever come across.

Five stars aren’t enough. 10/10 from me. Fiona is the GOAT — Greatest Of All Time! 🐐

I cannot recommend her highly enough. Absolutely fantastic from start to finish.
  
 
      Posted on Google  
   
   Donna Du 
 
 
 
 Trustindex verifies that the original source of the review is Google. Amazing team. Working hard and fast .
  
 
      Posted on Google  
   
   Charlie Stanton 
 
 
 
 Trustindex verifies that the original source of the review is Google. I honestly couldn’t recommend Az highly enough! From the very beginning, he was incredibly helpful, approachable and communicative. Az kept me updated every step of the way, was always available when I had questions, and took the time to explain everything clearly. Az went above and beyond to help me secure a good mortgage rate, which I’m incredibly grateful for. I would happily recommend him to anyone looking for a mortgage advisor and wouldn’t hesitate to use him again in the future!
  
 
      Posted on Google  
   
   Jason Vijey 
 
 
 
 Trustindex verifies that the original source of the review is Google. Tom and Ema were fantastic from start to finish of our mortgage journey, proactively chasing our solicitors and also continually updating to the best available rates !
  
 
      Posted on Google  
   
   Jo Razak 
 
 
 
 Trustindex verifies that the original source of the review is Google. Can’t speak highly enough of Az. This wasn’t a straightforward case, larger loan, tight timescales, and a completion date I really needed to hit, and he handled all of it calmly and kept me in the loop at every stage. What I appreciated most was that he actually looked out for us. When rates moved in our favour close to completion he sorted a switch to the better rate without me even having to chase it. Everything completed exactly when it needed to and the funds came through bang on time. If you want a broker who’s responsive, knows his stuff, and genuinely works in your corner, he’s your man.
  
 
      Posted on Google  
   
   Charlie C 
 
 
 
 Trustindex verifies that the original source of the review is Google. I cannot begin to recommend The Residential Mtg Hub enough! Gavin and Az have been absolutely tremendous throughout the whole process. From the initial consultation, they both answered all our questions and gave great, professional advice. We had to secure our mortgage quickly and they went above and beyond to make that happen while still ensuring we got the best deal. I wouldn’t go or recommend anywhere else, they were absolutely our super star team.
  
 
      Posted on Google  
   
   Adam Boult 
 
 
 
 Trustindex verifies that the original source of the review is Google. I have been recommending the Residential Mortgage Hub to everyone I know following the incredibly efficient mortgage application on a new property purchase, with a tight time frame they delivered and more. Both Gavin Carley and Az Rahman have been so helpful, their advice has been second to none and I would like to say a massive thank you to the both of them for all their help. I could not ask for a better service.
  
 
      Posted on Google  
   
   Thanzeena Miah 
 
 
 
 Trustindex verifies that the original source of the review is Google. Had the pleasure of having Az work on getting our mortgage sorted. He was very informative and any queries we had were dealt with promptly. Highly recommend.
  
 
      Posted on Google  
   
   Myan Mirza 
 
 
 
 Trustindex verifies that the original source of the review is Google. I have used Residential Mortgage Hub on a number of occasions and have always received an excellent service. The team are professional, knowledgeable, and always available to answer any questions throughout the process.

They guided me every step of the way from the initial application through to completion, making what can often be a stressful process feel straightforward and hassle-free. Their communication was excellent, and I always felt informed and supported.

I would highly recommend Residential Mortgage Hub to anyone looking for a reliable and professional mortgage broker. Thank you again for all your help and support.
  
 
      Posted on Google  
   
   Liam Moses 
 
 
 
 Trustindex verifies that the original source of the review is Google. Highly rated, trust worthy, reliable, will recommend to family and friends.
  
 
  
  
 
     Verified by Trustindex  Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

Ready to discuss your mortgage or commercial finance plans?

Whether you’re buying a home, remortgaging, investing in property or looking at commercial finance, speak to Az to discuss your plans and explore your options.

Az Rahman – Mortgage & Property Finance Specialist