Mortgage Broker & Mortgage Advice in Surrey

Expert mortgage advice in Surrey

Looking for expert mortgage advice in Surrey? At The Residential Mortgage Hub, our experienced mortgage advisers help clients across Surrey, including Guildford, Woking, Epsom, Reigate, Farnham and the surrounding areas, find suitable mortgage solutions tailored to their circumstances.

Our Surrey mortgage adviser, Dave Cockle, provides friendly, professional advice whether you’re buying your first home, moving property, re-mortgaging or investing in buy-to-let. Dave takes the time to understand your individual circumstances, explain your options clearly and guide you through the mortgage process from initial enquiry to completion.

Dave also has first-hand experience working within the Fire and Rescue Service, putting him in a unique position to understand the mortgage requirements of firefighters and other emergency service personnel. Discover more about our specialist mortgage advice for Fire and Rescue Service personnel and how Dave can help you.

We also provide advice on life insurance, critical illness cover, income protection and buildings and contents insurance, helping clients protect their homes, families and financial commitments.

With access to over 12,000 mortgage products from more than 100 lenders, our advisers can explore a wide range of mortgage options, including solutions for self-employed applicants and those with more complex circumstances.

Meet Dave Cockle, our Surrey Mortgage & Protection Adviser, and find out how he can help you with your mortgage and protection needs.

Free Initial Mortgage Consultation

Whatever You Need, We Can Help

We provide personalised mortgage advice to help you find a suitable mortgage for your individual circumstances
We have access to over 12,000 mortgage products from more than 100 lenders, helping you explore a wide range of mortgage options
We compare mortgage products and provide tailored recommendations based on your individual needs and financial circumstances
We offer flexible mortgage appointments by telephone or video call
We provide life insurance, critical illness cover and income protection advice to help safeguard your home and financial future

Helpful tools and guides

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Mortgage Guides

5-star rated mortgage services in Surrey

First-time Buyer

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Moving Home

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Self-employed Mortgage

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Buy-to-Let

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Bad Credit Mortgage

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Remortgage

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Shared Ownership

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New Build

Mortgages in Surrey: Your Questions Answered

Can I get mortgage advice in Surrey?

Yes, The Residential Mortgage Hub provides professional mortgage advice throughout Surrey, including Guildford, Woking, Epsom, Reigate, Farnham and surrounding areas.

Our Surrey mortgage adviser, Dave Cockle, can help you explore suitable mortgage options, whether you’re buying your first home, moving property, remortgaging or investing in buy-to-let.

Dave also has first-hand experience working within the Fire and Rescue Service, giving him an understanding of the mortgage requirements of firefighters and other emergency service personnel.

With access to over 12,000 mortgage products from more than 100 lenders, we can help you find a mortgage suited to your individual circumstances.

Do you help first-time buyers in Surrey?

Yes, we help first-time buyers across Surrey understand their mortgage options and take their first steps onto the property ladder.

Dave can explain how much you may be able to borrow, the deposit you’ll need and the mortgage products available to you.

We’ll guide you through the process, from obtaining an Agreement in Principle to submitting your application and progressing towards completion.

Can you help me find a better re-mortgage deal in Surrey?

Yes, if your current mortgage deal is coming to an end, we can review your existing mortgage and explore alternative options.

Our Surrey mortgage adviser can compare products from a wide range of lenders, helping you understand whether switching lenders or remaining with your existing provider offers the most suitable solution.

We can also provide advice if you’re considering releasing equity or borrowing additional funds against your property.

Can self-employed people get a mortgage in Surrey?

Yes, we regularly help self-employed applicants, company directors, contractors and those with more complex income arrangements find suitable mortgage options.

Different lenders assess self-employed income in different ways, so choosing the right lender can make a significant difference.

Our Surrey mortgage adviser can review your circumstances and identify lenders whose criteria are suited to your income and employment situation.

Do you offer buy-to-let mortgage advice in Surrey?

Yes, we provide buy-to-let mortgage advice to landlords and property investors throughout Surrey.

Whether you’re purchasing your first investment property, expanding your portfolio or remortgaging an existing rental property, we can help you explore suitable mortgage options.

We can also assist landlords with more complex requirements, including limited company buy-to-let mortgages.

Can I arrange a mortgage appointment with Dave Cockle by telephone or video?

Yes, you can arrange an appointment with Dave Cockle by telephone or video call, wherever you’re based in Surrey.

Dave will take the time to understand your circumstances, discuss your mortgage requirements and explain the options available to you.

Simply use our online booking system to arrange an appointment at a convenient time.

How will you benefit from working with us?

Understandable advice from an experienced and approachable Mortgage Advisor

Quick application processing with a dedicated case handler assigned once your mortgage application is submitted.

Regular updates and support at every stage – we handle lenders and solicitors, so you don’t have to worry!

Comprehensive, personalised insurance advice and recommendations tailored to your needs.

What our clients have to say...

      EXCELLENT  
   Based on 223 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Syed 
 
 
 
 Trustindex verifies that the original source of the review is Google. ⭐⭐⭐⭐⭐ Fiona Ford – Simply Outstanding!

We originally started our mortgage application with a different mortgage adviser, but unfortunately they were not reliable and we eventually decided to take everything back and start again.

That’s when Fiona Ford stepped in — and what a difference!

It wasn’t a straightforward case and there were difficulties and obstacles along the way, but Fiona dealt with everything. She took control, stayed on top of the situation and worked incredibly hard to get us the result we needed.

Fiona started a completely new mortgage application on Monday, and by Thursday our second mortgage was completed — just four days! Absolutely incredible.

Fiona is honest, reliable, hardworking, punctual and completely on the ball. She doesn’t give up when she comes across an obstacle — she finds a way forward.

In my 35 years of dealing with mortgages, Fiona is genuinely the best mortgage adviser I have ever come across.

Five stars aren’t enough. 10/10 from me. Fiona is the GOAT — Greatest Of All Time! 🐐

I cannot recommend her highly enough. Absolutely fantastic from start to finish.
  
 
      Posted on Google  
   
   Donna Du 
 
 
 
 Trustindex verifies that the original source of the review is Google. Amazing team. Working hard and fast .
  
 
      Posted on Google  
   
   Charlie Stanton 
 
 
 
 Trustindex verifies that the original source of the review is Google. I honestly couldn’t recommend Az highly enough! From the very beginning, he was incredibly helpful, approachable and communicative. Az kept me updated every step of the way, was always available when I had questions, and took the time to explain everything clearly. Az went above and beyond to help me secure a good mortgage rate, which I’m incredibly grateful for. I would happily recommend him to anyone looking for a mortgage advisor and wouldn’t hesitate to use him again in the future!
  
 
      Posted on Google  
   
   Jason Vijey 
 
 
 
 Trustindex verifies that the original source of the review is Google. Tom and Ema were fantastic from start to finish of our mortgage journey, proactively chasing our solicitors and also continually updating to the best available rates !
  
 
      Posted on Google  
   
   Jo Razak 
 
 
 
 Trustindex verifies that the original source of the review is Google. Can’t speak highly enough of Az. This wasn’t a straightforward case, larger loan, tight timescales, and a completion date I really needed to hit, and he handled all of it calmly and kept me in the loop at every stage. What I appreciated most was that he actually looked out for us. When rates moved in our favour close to completion he sorted a switch to the better rate without me even having to chase it. Everything completed exactly when it needed to and the funds came through bang on time. If you want a broker who’s responsive, knows his stuff, and genuinely works in your corner, he’s your man.
  
 
      Posted on Google  
   
   Charlie C 
 
 
 
 Trustindex verifies that the original source of the review is Google. I cannot begin to recommend The Residential Mtg Hub enough! Gavin and Az have been absolutely tremendous throughout the whole process. From the initial consultation, they both answered all our questions and gave great, professional advice. We had to secure our mortgage quickly and they went above and beyond to make that happen while still ensuring we got the best deal. I wouldn’t go or recommend anywhere else, they were absolutely our super star team.
  
 
      Posted on Google  
   
   Adam Boult 
 
 
 
 Trustindex verifies that the original source of the review is Google. I have been recommending the Residential Mortgage Hub to everyone I know following the incredibly efficient mortgage application on a new property purchase, with a tight time frame they delivered and more. Both Gavin Carley and Az Rahman have been so helpful, their advice has been second to none and I would like to say a massive thank you to the both of them for all their help. I could not ask for a better service.
  
 
      Posted on Google  
   
   Thanzeena Miah 
 
 
 
 Trustindex verifies that the original source of the review is Google. Had the pleasure of having Az work on getting our mortgage sorted. He was very informative and any queries we had were dealt with promptly. Highly recommend.
  
 
      Posted on Google  
   
   Myan Mirza 
 
 
 
 Trustindex verifies that the original source of the review is Google. I have used Residential Mortgage Hub on a number of occasions and have always received an excellent service. The team are professional, knowledgeable, and always available to answer any questions throughout the process.

They guided me every step of the way from the initial application through to completion, making what can often be a stressful process feel straightforward and hassle-free. Their communication was excellent, and I always felt informed and supported.

I would highly recommend Residential Mortgage Hub to anyone looking for a reliable and professional mortgage broker. Thank you again for all your help and support.
  
 
      Posted on Google  
   
   Liam Moses 
 
 
 
 Trustindex verifies that the original source of the review is Google. Highly rated, trust worthy, reliable, will recommend to family and friends.
  
 
  
  
 
     Verified by Trustindex  Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

Ready to speak to an adviser?

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There is no fee for initial mortgage advice before application. A fee may be payable if you decide to proceed, depending on your individual circumstances. Any fee will be discussed and agreed with you before you proceed.